Solution Detail

Rural Bank Leqi Joint-use Solution

Builds a Leqi joint-use platform for rural banks, payment institutions, and high-frequency local scenarios, enabling payment-triggered invoicing, transaction-triggered invoicing, and bank-tax data collaboration.

Pain Points Advantages Architecture

Rural commercial bank Leqi joint-use transaction invoicing solution visual

Leqi Joint UseRural Bank Leqi Joint-use SolutionTransaction-triggered invoicing and bank-tax collaboration

Pain Points

Limited Policy WindowLeqi joint-use is moving from pilots to broader industry rollout across banks, payment, gas stations, parking, and property scenarios, requiring early qualification and platform readiness.
High Direct-access Cost for SMEsSMEs need direct invoicing capability, but self-built Leqi access is costly, slow, and hard to maintain across industries and peak transactions.
Separated Transaction, Invoice, and FinanceBanks own payment and customer touchpoints, but transaction flows, invoice data, and scenario finance are often disconnected, limiting real operating-data assets.

Advantages

1.5-month Fast LaunchUses a proven Leqi joint-use platform and delivery method to support qualification, simulation testing, capability activation, and whitelisted customer onboarding.
Payment and Transaction Invoicing LoopConnects online banking, mobile banking, acquiring, POS, mini-programs, and industry systems to complete order, payment, invoicing request, callback, and invoice-file delivery.
Bank-tax Collaboration and Data AssetsAggregates real regional transaction and invoice data to support customer segmentation, credit underwriting, post-loan monitoring, compliance governance, and scenario finance.

Architecture

Leqi joint-use bank-tax scenario service loop visual

Leqi Joint UseLeqi Joint-use Platform ArchitectureTransaction-triggered invoicing and bank-tax collaboration

Leqi Joint-use Platform ArchitectureUses bank mall, online/mobile banking, acquiring POS, mini-programs, public accounts, and industry systems as entry points into a unified Leqi service and invoice management platform.

Payment-triggered invoicing and transaction data value visual

Leqi Joint UsePayment-triggered Invoicing FlowTransaction-triggered invoicing and bank-tax collaboration

Payment-triggered Invoicing FlowAfter payment, order and acquiring data are captured automatically, blue/red invoice requests are initiated, and invoice data plus formatted files are returned through the Leqi channel.

Leqi Joint UseRegional Scenario Rollout PathTransaction-triggered invoicing and bank-tax collaboration

Regional Scenario Rollout PathPrioritizes high-frequency scenarios such as catering, accommodation, gas stations, parking, property services, culture and tourism, agricultural procurement, and recycling.